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Customer Support Routing Number: 231380104

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Bank with Citadel
Citadel’s High Rate Certificates

Reach your savings goals faster with a Citadel High Rate Certificate. Earn 2.40% APY when you open a 12-month certificate. Minimum deposit $500.

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Save with Citadel
Real Life. Real Savings.

Start earning more with Citadel’s High Yield Savings Account. Enjoy a competitive, variable rate of 2.00% APY.

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Borrow with Citadel
We Guarantee a Quick Close, or We’ll Give You $1,000

Buying a new home? We offer Citadel’s Quick Close Guarantee or you’ll get $1,000. Plus, we’ll honor a one-time drop-down rate if your mortgage rate lowers.

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Invest at Citadel, Available Through CUSO Financial Services, L.P. (CFS*)
Explore our Credit Card Options!

Citadel offers a variety of credit card options. Compare the rates, rewards, and features of each to find what you need.

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Protect with Citadel
Introducing Card Control

Citadel's Card Control lets you control your debit or credit cards anytime, anywhere.

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Learn & Plan
Refer Your Friends to Citadel for Cash!

You can earn $50 for each person you refer.

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Make a Payment
Online and Mobile Banking Tools

Take advantage of Citadel’s full range of online and mobile banking services—anytime, anywhere.

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Customer Support Make a Payment Routing Number: 231380104

How do I pay at a card reader that is not chip-enabled?

Frequently Asked Question

Your card will also have a magnetic stripe on the back, so you can still swipe your card at a traditional card reader —just as you would today.