Earn Unlimited 1.5% Cash Back on Purchases

We’ll give you 1.5% cash back for every $1 you spend!

Get more cash!

With the Citadel Cash Rewards MasterCard, enjoy 1.5% cash back on your everyday purchases, a generous credit limit, enhanced security and protection, a Balance Transfer Bonus up to $300, and a low Annual Percentage Rate. Plus, there is no annual fee and no balance transfer fee.

With a Citadel Cash Rewards MasterCard you’ll:

  • Earn 1.5% cash back for every $1 spent on purchases
  • Qualify for a Balance Transfer Bonus up to $300**
  • Enjoy No Annual Fee or Balance Transfer Fees
  • Make purchases on the go with our suite of Digital Wallets
  • Have cash deposited right into your account.
  • Earn more cash back when you shop at our Cash Rewards Mall
  • Enjoy rates as Low as 11.99%*


Act now and earn cash back today!

Apply Now

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*Agreements and Disclosures

View *Agreements and Disclosures

*Balance Transfer Bonus: We will credit your primary Citadel savings account with 3% of the amount of balances transferred from a non-Citadel credit card, up to a maximum credit of $300 within any 12-month period. Credit will be made within 60 days from date of the transfer. Account must be active and in good standing at the time the funds are deposited. Minimum transfer amount is $500. Offer valid for new and existing Citadel MasterCard credit card customers. Offer may be withdrawn at any time.

Information accurate as of and is subject to change without notice. See products pages for additional information. APR=Annual Percentage Rate. APY=Annual Percentage Yield.  Rates ranging from 11.99% to 17.99%, based upon credit worthiness. Variable APR is an interest rate that can vary with the market based on the Prime Rate. All terms, including fees and APRs for new transactions, may be subject to change. See Terms and Conditions for details.

Applicant must be at least 18 years of age.