Quick and Easy Mortgages

Take advantage of today's low mortgage rates!

Find the New Home (and Mortgage Rates) You Love

Lock in a low mortgage rate on a fixed-rate 10-, 15-, 20-, or 30-year mortgage, and your payment stays the same month after month.

Now is a great time to buy a home. Mortgage rates are going up but you can lock in a low rate today with Citadel. Here are just a few reasons you want to lock in your low mortgage rate with Citadel today.

  • Free pre-approval - Get your financing approved before you buy, so you know exactly how much you can spend. Get pre-qualified.
  • Free prepayment - We do not charge penalties if you want to pay off your mortgage early.
  • Servicing by Citadel - Citadel will always be your mortgage servicer. You’ll make payments to Citadel, and we’ll be your point of contact for any questions you may have.

Enjoy a low, fixed mortgage rate and fixed monthly payments. Contact a Citadel consultant today, and we’ll walk you through your options and the lending process.

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So Many Great Reasons to Apply for a Citadel Mortgage

  • paymentLow Closing Costs
  • flexibilityFlexible Terms
  • approvalQuick Approval
  • peace of mindPeace of Mind

Frequently Asked Questions

How often do mortgage rates change?

Rates can change daily.

How can I lock in a rate with a fixed rate mortgage?

Once your application has been approved, information regarding locking in rates will be provided. You can apply for a mortgage online, call the Customer Service Center at (800) 666-0191 or visit a Citadel branch.

What are mortgage points?

Points can be purchased to lower the interest rate over the life of a mortgage. Points are based on the percentage of the amount borrowed. With a $100,000 mortgage, for example, 1 point is equal to 1% of $100,000, or $1,000. 

Can closing costs be financed?

Yes, we offer products that closing costs can be included in the loan.

How can I dispute an error with my Mortgage Statement?

To dispute an error with your Mortgage account or statement, please complete the Mortgage Error Resolution form. Once you complete the form please mail back to us at:

Citadel
Attn: Mortgage Error Resolution
520 Eagleview Blvd
Exton, Pa 19341

You may also scan the form and email it to: MtgErrorandInfo@CitadelBanking.com.

Still have questions? Visit our help center.

*Agreements and Disclosures

View *Agreements and Disclosures

Information accurate as of and is subject to change without notice. See products pages for additional information. APR=Annual Percentage Rate. APY=Annual Percentage Yield.


Fixed Rate Mortgage Terms


• All interest rates, annual percentage rates (APRs), points and any other applicable fees shown are accurate as of and are subject to change without notice. Your APR will vary based on your final loan amount and finance charges.- INTEREST RATES, ANNUAL PERCENTAGE RATES (APR) AND POINTS SHOWN ARE SUBJECT TO CHANGE BASED ON CREDIT QUALIFICATIONS AND FINAL APPROVAL. OTHER CONDITIONS AND RESTRICTIONS MAY APPLY.
• The monthly payment amount shown includes principal and interest, and does not include amounts for taxes and insurance premiums, if applicable. Your actual monthly payment will be higher if an escrow account is established or required.
• Your APR will vary based on your final loan amount and finance charges.


Adjustable Rate Mortgage Terms\


• All interest rates, annual percentage rates (APRs), points and any other applicable fees shown are accurate as of and are subject to change without notice. Your APR will vary based on your final loan amount and finance charges.
• INTEREST RATES, ANNUAL PERCENTAGE RATES (APR) AND POINTS SHOWN ARE SUBJECT TO CHANGE BASED ON CREDIT QUALIFICATIONS AND FINAL APPROVAL. OTHER CONDITIONS AND RESTRICTIONS MAY APPLY.
• The monthly payment amount shown includes principal and interest, and does not include amounts for taxes and insurance premiums, if applicable. Your actual monthly payment will be higher if an escrow account is established or required.
• Your APR will vary based on your final loan amount and finance charges.


All offers are subject to credit approval.


Mortgage Disclosure Notice