Earn Unlimited 1.5% Cash Back on Purchases

We’ll give you 1.5% cash back for every $1 you spend!

PLUS, for a limited time only, enjoy 0% intro APR for 9 months*!

It is easy to earn while you spend using the Citadel Cash Rewards MasterCard. Get unlimited 1.5% cash back on your everyday purchases while enjoying the benefits of a credit card with no annual or balance transfer fees.

citadel cash rewards credit card

With a Cash Rewards MasterCard you’ll Enjoy:

✔ 0% Introductory APR for 9 months.*
✔ Earn 1.5% cash back for every $1 spent on purchases
✔ No Annual Fee or Balance Transfer Fees
✔ Everyday low rates
✔ Easy cash back Redemption
✔ Direct deposit into your Citadel checking or savings account

Additional Cash Rewards Benefits:

Second example:

Start earning cash back on everyday purchases today!

Apply Now

AS LOW AS
0.00%*INTRO
13.24%APR
1.5% Cash Rewards Mastercard
variable APR

Every Citadel Mastercard gets:

  • calendar reasons25-day grace period on purchases
  • flexibilityMasterCard Global Service for lost or stolen cards
  • approvalExtended warranty on select purchases
  • peace of mindPrice protection

Balance Transfer Calculator

You might realize significant monthly interest savings by transferring your higher rate credit card balances to a lower rate credit card. Use this balance transfer calculator to help determine those potential savings.

Start Calculator

Current Credit Cards

Current Balance($)

$0 $30,000

Current Rate(%)

0% 40%

Intro Rate(%)

0% 5%

Intro Term

0 120
Add Another

Select a Card to Transfer to

  • Regular Rate: 13.24%
  • Annual Fee : 0%
  • Transfer Fee Percent: 0%
  • Transfer Fee Minimum: $0
Calculate Savings

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Agreements and Disclosures

View Agreements and Disclosures

* Information accurate as of and is subject to change without notice. APR=Annual Percentage Rate.


0% Introductory APR for nine months for qualified applicants. Standard rates ranging from 13.24% to 17.99%, based upon your creditworthiness. After introductory period, Standard APR will apply.


Offer subject to credit approval. Applicant must be at least 18 years of age. Variable APR is an interest rate that can vary with the market based on the Prime Rate. All terms, including fees and APRs for new transactions, may be subject to change. See Terms and Conditions for details.


Earn 1.5% cash back on net purchases (purchases minus any credit or returns) only. Cash advances and balance transfers are not considered purchases and will not earn rewards.


Ask for full details. Offers may be withdrawn at any time.