$400* is Yours!

Open any new Citadel checking account and get up to $400 in cash.

Get up to $400 With a New Checking Account

Need more reasons to open a Citadel checking account?

  1. Get up to a $400 Bonus.* Earn up to $400 cash when you open ANY Citadel checking account. Simply open a checking account with a direct deposit of at least $500, and earn $300. Plus, earn an extra $100 when you open a Citadel Credit Card or High Yield Savings Account.

  2. Options and Flexibility. Citadel offers three checking accounts for you to choose from so that you can find the right fit for you. Enjoy up to $400 in one of our three accounts—simply compare your options or talk to us to get started.

  3. Banking on your schedule. Bank 24/7 with Citadel’s digital tools. Easily deposit checks on-the-go with the Citadel Mobile Deposit, manage your accounts online or at your fingertips with our  Citadel Mobile App, and make payments quickly and securely with our digital wallets. You can also sign up for alerts to receive texts or emails about your account.

All of our checking accounts offer the following (and more!):

Plus, up to a $400 Bonus!

It's EASY to Open

Easy to claim your bonus!

To receive your Cash Bonus, please contact Citadel by calling (877) 780-1615 or visiting a branch after the requirements for each bonus have been met.

Get up to $400 when you switch!

Switch Today

Hear From Our Customers

*Checking Account Disclosures

View *Checking Account Disclosures

*All standard account requirements apply. The Cash Bonus offer may not be combined with any other offer. Offer available to new checking customers only. Customer must not have closed a Citadel checking account within the last 12 months and/or received a checking sign-up bonus or award previously. Limit one offer per household per lifetime. To qualify for $300 Cash Bonus, a direct deposit of $500 or more must post to new checking account within 60 days of account opening.  Direct deposit transactions are limited to payroll, social security, and government benefits. For the additional $100 Cash Bonus, checking Cash Bonus offer requirements must be met, and customer must open any Citadel credit card with a limit of at least $1,000 and/or open a Citadel High Yield Savings account within 60 days. Minimum balance required to open Citadel High-Yield Savings - $10,000 from funds not currently held in accounts at Citadel. Minimum balance must be maintained in the High Yield Savings account for at least 30 days after account opening in order to receive the additional $100 bonus. Limit one additional $100 Cash Bonus per account. Must be a PA resident to qualify for the promotion.


To receive Cash Bonus(es), customer must contact Citadel by calling (877) 780-1615 or visiting a branch after completing requirements for each bonus. Checking account must be open for 60 days before Cash Bonus is awarded. Cash Bonus will be awarded after sixty days, once Citadel confirms the requirements have been met. Account must be in good standing at time of incentive processing in order to receive Cash Bonus. Cash Bonus must be requested within 60 days of meeting the promotion requirements. Cash bonus may be reported on a 1099-INT. This limited time offer may be withdrawn or changed at any time.


**Other checking types also available. Citadel’s STAR Checking: $7 monthly service fee waived if one of the following criteria is met: average daily balance of $500 or combined household deposit, investment and loan balance of $10,000. Citadel’s Premiere Checking: $17 monthly service fee waived if one of the following criteria is met: average daily balance of $5,000 or combined household deposit, investment and loan balance of $25,000.


Information accurate as of and subject to change. A $5 monthly inactivity fee will apply if there is no activity on any Citadel account for one year – this fee is waived if combined balance of all deposit accounts is $500 or more. Inactivity is defined as a 365 day period during which there were no customer-initiated transactions on any Citadel account.


Fees may reduce earnings. Federally insured by NCUA.