Limited Time! Get More Cash Back in December

Get $20* back when you spend $200 on your Citadel Mastercard® this holiday season.

Spend During the Holidays & Get Rewarded

Buy Everything You Need, Earn More

December is the time for holidays and gift shopping—and you can also earn when you use your Citadel Mastercard! When you shop throughout December at any store, in-person or online, you can earn up to $20* cash back on your qualifying purchases.

How It Works

  • Use your Citadel Mastercard® to shop at your favorite stores in-person or online, from December 1 to December 31, 2021.
  • Make purchases totaling $200 or more.

It's that simple! You’ll receive a $20 credit on your primary Citadel savings account.

This is a limited time offer, so mark your calendar and start shopping!

Still have questions? Schedule an appointment, connect with us virtually through Video Chat, call us at 800-666-0191, or visit any branch.

*Account and offer requirements apply. Read Full Disclosures. 

Add your Citadel Mastercard to your digital wallet to make quick and secure payments using your mobile device.

Learn More

Every Citadel Mastercard gets:

  • calendar reasons25-day grace period on purchases
  • flexibilityMasterCard Global Service for lost or stolen cards
  • clipboard check, featureExtended warranty on select purchases
  • peace of mindPrice protection
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Introducing Citadel Video Connect

We've introduced a new way to bank, making it easier than ever to chat face-to-face with a local Citadel team member. The best part? You can connect with us safely and securely from anywhere — with just a few clicks on your laptop, desktop computer, or your mobile device. Learn more.

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*Agreements and Disclosures

View *Agreements and Disclosures

*Information accurate as of and may be modified or withdrawn at any time. You can earn $20 cash on net purchases totaling at least $200 to your Citadel credit card from 12/1/2021 through 12/31/21 (“promotional period”). Total purchases are calculated by summing purchases minus any credits or returns (“net purchases”). We will credit your primary Citadel savings account with $20 for total net purchases equaling $200 or more during the promotional period. Maximum credit is limited to $20 per account. Award will be posted to your primary Citadel savings account within 90 days from end of promotional period. Account must be active and in good standing at the time of posting. Offer valid to existing Citadel credit card customers only and not available for business accounts. The value of this award will be reported to the IRS and the recipient is responsible for any federal, state, or local taxes on this offer.