Enjoy 0% APR on Purchases & Balance Transfers*

For a limited time, tap, swipe, and save big on interest.

A Special Rate Built for You

*APR = Annual Percentage Rate. Read Full Disclosures.

You’re now eligible to receive 0% APR (Annual Percentage Rate) for three months when you use your Citadel Mastercard.® All you have to do is make purchases or transfer balances with your existing card to save big on interest.

It’s simple to take advantage of this limited-time offer:

  • Use your credit card for any transaction now through January 11, 2023
  • Enjoy 0% APR

Can’t find your credit card? No problem! Simply video chat, schedule an appointment, email or call us at (800) 666-0191 and we’ll order you a new one.

Transferring a balance to your Citadel credit card from another financial intuition is easy.

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Take advantage of your Credit Card benefits:

  • clipboard check, featureNo Annual Fee
  • clipboard check, featureMastercard $0 Liability Protection
  • clipboard check, featureNo Balance Transfer Fee
  • clipboard check, featureCard Control

Turn your cards on/off, set spending limits, and more with Citadel Card Control.

Learn More

Find an ATM or Branch Near You

*Agreements and Disclosures

View *Agreements and Disclosures

*Information accurate as of and is subject to change without notice. 0% APR (Annual Percentage Rate) will apply only on new purchases and balance transfers posted to your Citadel Mastercard between October 11, 2022 - January 11, 2023 (“Promotional Period”). Cash advances do not qualify for 0% APR. The standard APR will remain on all loan balances prior to the promotional period. After the promotional period ends, the standard APR will apply to unpaid balances, new purchases, and new balance transfers. APR will be a fixed rate between 9.99% - 17.99% for Rewards Mastercard, APR will be a variable rate between 13.49% - 17.99% for Cash Rewards Mastercard, APR will be a variable rate between 12.49% - 17.99% for World Mastercard, and APR will be a variable rate between 9.49% - 17.99% for Choice Mastercard. Variable APR is an interest rate that can vary with the market based on the Prime Rate. All terms, including fees and APRs for new transactions, may be subject to change. See Terms and Conditions for details. Offer may be modified or withdrawn at any time. Offer expires January 11, 2023.