You're Pre-Qualified1 for a Personal Loan!
Personal Loans from Citadel
Offers are subject to credit approval. APR = Annual Percentage Rate. Read Full Disclosures.
In need of some extra cash? A Citadel Personal Loan offers fixed rates as low as 9.99% APR,2 plus predictable payments and quick access to funds that you can use however you like – no questions asked!
- Plan an Event
- Take a Vacation
- Finance Large Purchases
- Cover Educational Expenses
- Build an Emergency Fund
- Consolidate Debt
Apply now - this pre-qualified1 offer expires March 27, 2026.
See How Much You Can Save:
| Citadel Personal Loan | High-Interest Rate Credit Card3 | |
| Loan Amount | $15,000 | $15,000 |
| APR | 9.99% | 19.99% |
| Term | 36 Months | 43 Months |
| Payment | $484 | $491 |
| Interest Paid | $2,422 | $6,128 |
| Potential Interest Saved | $3,706 |
Personal Loan Rates
Additional Features:
- Online & Mobile Banking – Manage your loan and make payments anytime, anywhere. Learn more.
- Payment Protection – Protect your loan from the unexpected. Learn more.
- Generous loan amounts
- Low interest rates
- Low monthly payments
- Easy to apply online, via Video Connect, or in any Citadel branch and get access to cash in minutes.
It's quick and easy to apply online.
Get StartedInformation accurate as of and is subject to change without notice. You must be at least 18 years of age to qualify. Incomplete and/or inaccurate application information may result in automatic denial of credit. If we have received a credit application from you in the last 90 days we may consider this application to be a duplicate. If approved for a loan, minimum loan amount is $500. Federally Guaranteed Student Loans should not be consolidated because you will lose important federal benefits.
1 Pre-Qualified: Information contained in your credit report was used in connection with this offer. You received this offer because you satisfied our pre-established criteria for creditworthiness used to select individuals for this offer and based on an initial determination that you met Citadel Credit Union’s credit standards. Offer expires March 27, 2026.
2 APR = Annual Percentage Rate. APRs for Personal Loan range from 9.99% - 17.99%. The maximum term available for the 9.99% APR is 60 months. Not all applicants qualify for the lowest rate. Lowest rates reserved for the most creditworthy borrowers. Your actual rate will be within the range of rates listed and will depend on the term you select, evaluation of your creditworthiness, income, and a variety of other factors. Loan amount, APR, and availability of additional terms are based on creditworthiness. This offer may not be used to pay off or pay down any other Citadel loan.
3 Interest calculation for the example High-Interest Rate Credit Card is based on a $15,000 balance with a $491 monthly payment at an interest rate of 19.99% for 43 months.
If you are not currently a member, Citadel will open a savings account in your name upon approval and fund it with a $1 initial deposit. This savings account will give you access to a variety of Citadel’s products and services.
