Business Checking Accounts for All Your Daily Transactional Needs
Business Checking Accounts
Citadel’s Business Checking accounts were built to empower your growing business to reach the next level.
Choose from Citadel’s Essential Business Checking, a business checking account with no monthly fee or minimum balance, or upgrade to our Elite Business Checking, a premium business checking account with more transactions per month, optional savings sweeps, and two free domestic wires per quarter.
Depending on your needs, you may choose to open an account online or work with one of our Relationship Managers to customize a premium product package that’s tailored to your organization’s current needs and scalable for future growth.
Online Banking Tools
Manage your money 24/7 from the office or on-the-go with simple, helpful tools.
Dedicated Relationship Managers
Establish a meaningful partnership with one of our experts that you can depend upon.
Cash Management Solutions
Do more with Merchant Services, Payroll & HR, and Remote Deposit Capture.
Compare Business Checking Accounts
Choose from either our Essential Business Checking or our Elite Business Checking account, or use both for different purposes depending upon the needs of your business.
|Feature||Essential Business Checking||Elite Business Checking|
|Transactions per Month
||Up to 200 free per month ($0.25 per additional)||Up to 500 free per month ($0.25 per additional)|
|Free Online Wire Transfers||No||2 free domestic wires per quarter via online banking|
|Monthly Service Charge
||$0, no minimum balance or activity requirements
||$15 monthly fee, waived with $5,000 average daily balance or $25,000 combined average daily balance
in deposits and month end investment balances, or Citadel Merchant Services
|Discounts on Checks
||25% discount on first order
||50% discount on first order
|Savings Sweeps||No||Yes, to Citadel Business High Yield Savings or Business Money Market Account
|Free Debit Card
|Transactions at Citadel ATMs
|ATM Fees from Citadel
|Real-Time Account Alerts
|Mobile Deposit & Digital Wallets
|External Transfer to/from Other Financial Institutions
|Online Budgeting Tools
|Stop Payment Fee||$25||$25|
|Paper Statement Fee
||$2 per month||$2 per month|
|More Details||Learn more about Essential Business Checking||Learn more about Elite Business Checking|