Built for today’s home buyers.

Citadel’s HomeReady® Mortgage by Fannie Mae allows you to get the money you need with as little as 3% down. Plus, take the HomeReady’s Framework course to learn everything you need to know about the home buying process.

HomeReady Mortgage

The HomeReady® mortgage by FannieMae was built to meet the diverse needs of today’s home buyers. Designed to help low-to-moderate-income borrowers with good credit, HomeReady offers expanded eligibility for borrowers who may not qualify for traditional financing.

Additional Features

  • Financing Available Up to 97% – Borrow up to 97% loan-to-value (LTV) for a single-family home.
  • Cancellable Mortgage Insurance* – Enjoy the option to cancel your mortgage insurance and pay lower monthly payments down the road. Restrictions apply.*
  • Housing Counseling – receive customized assistance from a HUD-approved nonprofit counseling agency.
Best For...
Those with low-to-moderate-income
First-time or repeat homebuyers

Start your home buying journey with Citadel’s HomeReady® Mortgage today!

Learn More

Talk to our Home Loan Experts

citadel-financial-credit-union-cheryl-verros
Cheryl Verros
Mortgage Loan Originator - NMLS#422145
Serving Montgomery and Bucks Counties
citadel-financial-credit-union-matt-keuhn
Matt Kuehn
Mortgage Loan Originator - NMLS#1312273
Serving Delaware and Chester Counties
mortage
Kellianne Domizio
Mortgage Loan Originator - NMLS#489355
Serving Chester and Lancaster Counties

Still have Questions? We Can Help.