Mortgages

Take the stress out of refinancing or home buying with a Citadel mortgage. Compare our low mortgage rates and flexible terms to determine which is best for you. 

As a Citadel customer, you can also earn cash rewards with a HomeAdvantage® Agent. HomeAdvantage is a free program that provides you with everything you need to search for, buy, sell, and save on your next home. Learn More!

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  • Fixed-Rate Mortgage
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    At a Glance:

    Enjoy a low, fixed mortgage rate and fixed monthly payments. Contact a Citadel consultant today, and we’ll walk you through your options and the lending process.

    Features:

    Low, Fixed Rates; Flexible Terms; Low Closing Costs

    Apply Online
  • Adjustable Rate Mortgage (ARM)
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    At a Glance:

    Our Adjustable Rate Mortgage has a lower principal and interest payment the first 5, 7 or 10 years, then adjusts each subsequent year. Use our mortgage calculator to estimate your payment.

    Features:

    Lower Initial Payment; Flexibility; Adjustable Rate

    Apply Online
  • First-Time Homebuyer
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    At a Glance:

    Our first-time homebuyer option is smart for new buyers, with a low down payment requirement and assistance throughout the process. Learn more and estimate your payment.

    Features:

    Low Down Payment; Step-by-Step Assistance; No Application Fee

    Apply Online
  • Refinance Your Mortgage
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    At a Glance:

    Our Easy Refi Mortgage loan helps you save money by lowering your mortgage payment or shortening your loan term. Refinance today and lock in a low rate with fixed monthly payments.

    Features:

    Fixed Rate Refinance; Easy Refinance; Adjustable Rate Refinance

    Apply Online

Earn Cash with a HomeAdvantage® Agent

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