Cash Back for Your Business

Earn cash simply by using your Citadel Cash Rewards Business credit card on everyday purchases for your business. You’ll earn 1.5% cash back for every $1 you spend!

Cash Rewards Business Credit Card

The Cash Rewards MasterCard® for Business helps you establish business credit, preserve cash flow, and grow your business.

Cash Back Rewards

Earn 1.5% cash back for every $1 spent on purchases.

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Low APR

Enjoy a low rate.

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Save on Fees

Pay no annual fee or balance transfer fees.*

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Additional Features

  • Payment Protection to protect your loan from the unexpected
  • 25-day grace period on purchases
  • ID theft resolution
  • Extended warranty on select purchases
  • MasterCard Global Service for lost or stolen cards
  • Price protection
  • Cash access

Want cash rewards just for you? This card is also available as a personal credit card.

Apply now

After you complete the application, return it to Citadel in one of three ways:

Fees

$0

Annual Fee

$0

Balance transfer fee

3%

Cash advance fee (% of amount advanced; $10 minimum, $100 maximum)

1.1%

Foreign transaction fee (% of transaction amount in U.S. Dollars)

$25

Late fee

$25

Returned check fee

Security

  • Your Citadel Debit MasterCard carries EMV chip technology for greater protection against unauthorized use.

  • Our $0 liability guarantee helps protect you from fraudulent charges.

  • Automated fraud alerts can notify you about possible fraudulent activity on your account. Learn more.

  • Communicate with us securely through our Online Banking secure messaging system.

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*Agreements and Disclosures

View *Agreements and Disclosures

Information accurate as of and is subject to change without notice. See products pages for additional information. APR=Annual Percentage Rate. APY=Annual Percentage Yield.


Rates ranging from 11.99% to 17.99%, based upon credit worthiness. Variable APR is an interest rate that can vary with the market based on the Prime Rate. All terms, including fees and APRs for new transactions, may be subject to change. See Terms and Conditions for details.


Applicant must be at least 18 years of age.