Watch the Big Game in Style!
How will you use your new Home Equity Line of Credit?
As a valued Citadel customer, you deserve privileges that make a difference—like an introductory rate as low as 2.49%* APR, and after 6 months a variable rate as low as prime -0.51% currently 4.74%* APR.
How will a Home Equity Line of Credit make a difference in your life?
- Make home improvements
- Pay off college tuition
- Go on a family vacation
- Consolidate credit card debt
- Purchase a new vehicle
- Make other big-ticket purchases
Have excess debt? With flexible, low interest-only payment options and some of the lowest rates available, now is the best time to consolidate your debt into a Home Equity Line of Credit from Citadel. Plus, valued customers like you can also take advantage of all this:
- QUICK closing turnaround times
- NO upfront closing costs*
- LOAN-TO-VALUE up to 90%
- EASY access to funds whenever you need it
- FLEXIBLE interest-only payment options
This offer ends on October 4, 2019, so get your Home Equity Line of Credit today! Apply Now, visit a Citadel office in your area, or call us at (800) 666-0191 right now — and let’s make a difference in your life today.
Apply for a Home Equity Line of Credit!Apply Now
So Many Great Reasons to Get a HELOC with Citadel
- Low Payments
- Fast Approval
- Peace of Mind
*Agreements and Disclosures
Offers are subject to credit approval. APR=Annual Percentage Rate. Information accurate as of and may be withdrawn or subject to change without notice. Call (800) 666-0191 for current information. Loan to value (LTV) is determined by dividing all outstanding loan balances by the appraised value of the property. Loans above $500,000 will require borrower to purchase title insurance. All accounts, loans, and services are subject to approval and membership eligibility requirements. Loans are available on primary homes in PA, NJ, MD and DE. Consult your tax advisor about deductibility of interest. Adequate homeowners insurance coverage is required. Citadel is an equal opportunity lender.
Home Equity Line of Credit Terms and Fees: 6-month introductory APR =2.49% for line amount of $100,000 or more; 2.99% $50,000-$99,999; 3.49% less than $49,999. Home equity line of credit APR is established using The Wall Street Journal Prime Rate 10 days prior to the end of the month and changes on the first of the following month. Current Prime Rate as of is 5.25%. Variable APR ranges from Prime - 0.51% (for lines $100,000 and above) to Prime + 3.99%, depending on credit, your final loan amount, loan term, loan to value and actual finance charges. Current home equity line of credit APR floor is 3.99%. Maximum APR is 18.00%. Maximum LTV = 90% with excellent credit. No upfront closing costs. If line is closed within three years after opening, there is a $250 early termination fee.
Home Equity Loan Terms and Fees: Home equity third party fees ($415-$1000). Maximum LTV = 95% with excellent credit.