Pay for in-store purchases with your iPhone®, iPhone Plus, Apple Watch, or iPad with Apple Pay, and leave your wallet behind.
Apple pay is accepted at thousands of merchants around the world. Security and privacy is at the core of Apple Pay. When you add a credit or debit card with Apple Pay, the actual card numbers are not stored on the device nor on Apple servers. Instead, a unique Device Account Number is assigned, encrypted and securely stored in the Secure Element on your device. Each transaction is authorized with a one-time unique dynamic security code, instead of using the security code from the back of your card. Learn more about Apple Pay.
To delete the old card, go into “Settings,” open “Wallet & Apple Pay,” select the card you want to delete and tap “Remove Card.” Back to top
Are my payments safe with Apple Pay?
Yes. When you use Apple Pay, your Citadel card number isn’t stored on your phone or given to the merchant. A unique digital code is created specifically for that device. You still enjoy all the benefits of your Citadel credit or debit card, which includes our Zero Liability policy that protects you from unauthorized purchases. Back to top
How are my privacy and personal information protected?
Since Apple Pay doesn’t store your credit or debit card number on the device, you never reveal your name, card number or security code to merchants. Back to top
Am I able to opt out of Apple Pay at any time?
Adding your Citadel credit cards to Apple Pay is your choice; you can add and remove cards when needed. Back to top
Which merchants are participating?
Apple Pay is accepted in grocery stores, boutiques, restaurants, hotels, and so many places you already enjoy. And, you can use Apple Pay to pay in some of the most popular apps in the App Store. Back to top
Is Apple Pay free?
Yes. Be aware that message and data rates may apply, depending on your data plan. Back to top